There is a program available to assist you with your Medicare Part B premium called the Medicare Savings Program, also known as the Medicare Buy-In Program.  Based on your current income, the Medicare Buy-In Program could help pay your Medicare premiums as well as your deductibles.  An individual cannot make more than $1,456.00 a month and a couple no more than $1,960.00 a month.  It does not look at assets in NYS.  If you enroll in the Medicare Savings Program, you will automatically get Extra Help, the federal program that helps pay most of your Medicare Part D drug costs. For more information or to apply for a Medicare Savings Program, please call the Columbia County Office for the Aging at 518-828-4258.

Extra Help is a program to help you with your prescription drug costs and sometimes the premium, depending on your income.  Your income must be below $1,615.00 a month for an individual or $2,175.00 a month for couples.  Resources cannot be more than $14,610 for an individual or $29,160 for couples.  Resources include such things as bank accounts, stocks, and bonds.  They do not count your home, car, or any life insurance policy as resources.

You can apply for Extra Help at: help or call Social Security at      1-800-772-1213 to apply over the phone.

For more information on Medicare Basics, please go to , click on Departments and scroll down to Office for the Aging (OFA). On the OFA welcome page, please click on the Medicare 101: Medicare Basics Virtual Presentation link. This virtual presentation will provide answers to most Medicare questions.